I would like to begin by telling you that I've given my Christmas budget the finger. I realized this weekend (with some help from my wonderful boyfriend) that since I'm an adult, I have no children, I have a full time job, and live in a two income household (really three because we have a roommate)...I can stop being such a cheap ass about Christmas. Seriously, in this wonderful season of giving I'm going to act like I'm still a broke college student? Negative. So I have changed my Christmas budgeting tune. Don't worry Dad, I'm not going to spend my life savings on one Christmas, but I can loosen the purse strings a bit.
Ok, now that I've gotten that off my chest, let's check in with the budget. As promised, I will tell you that the only things that managed to stay in budget from last week were gas and groceries, I'll leave it at that. But here's how this bi-weekly budget is going (mind you, it's only 3 days old).
Car Insurance: right on (that's a gimme)
Grocery: haven't even touched it yet!
Eating Out: over (I'm thinking I may need to re-evaluate the reality of this budget
Fun Money: under
Miscellaneous: under, but it's going to be hard to stay that way
Christmas: over (is anyone surprised? I am a Stanley after all)
The way that I budgeted for Christmas is that I basically split my Christmas budget up over the next 3 paychecks. So if I'm a little over, I'm just going to take it out of savings and repay my savings with the next paycheck. And honestly, I'd rather spend some extra money on Christmas presents than act like Scrooge. Who cares if my savings take a small hit during Christmas? That's what January is for. :)